A few quick questions, about a minute. See roughly how much your premium tax credit could take off your monthly health insurance bill in 2027.
The credit is only half the picture — what matters is which plan it gets you, what your deductible looks like, and whether your doctors are in network. That's a short conversation, and it costs you nothing.
This is an estimate for planning only — not an eligibility determination, an offer of coverage, or tax advice. Your actual premium tax credit is determined by Your Health Idaho and depends on your final household income, the plans available where you live, and the ages of everyone covered. Figures use the 2027 IRS applicable percentage table (Rev. Proc. 2026-26), the 2026 federal poverty guidelines, each county's second-lowest-cost Silver plan from the Idaho Department of Insurance's final 2027 rates, and the federal standard age rating curve. Tobacco surcharges are not included. Plan lists rank $0 plans by metal level (counting extra Silver savings at lower incomes), then by the deductible shown in the plan name; they don't account for networks or your doctors. Riverstone Insurance Group · Licensed independent insurance brokerage, Idaho.